John Craver and Joel Varnell recently obtained a defense verdict in Jefferson County for an insurer in a case where the insured claimed seven figure damages for bad faith claims handling, statutory penalties for delay or denial of insurance benefits owed and breach of contract for failure to provide underinsured motorist coverage (UIM) benefits. The case arose out of a low impact rear end accident from which the plaintiff claimed physical injuries and loss of past and future earnings. The plaintiff claimed that the insurer had improperly denied her underinsured motorist coverage benefits for injuries and damages not compensated by the person who rear-ended her. The trial lasted into three weeks and included testimony from eight expert witnesses and numerous fact witnesses. The jury determined that the plaintiff had been fully compensated by the person who hit her, thus no UIM benefits were owed.